Local Service Providers

I do not receive any compensation for referrals, the list for your convenience.  You may select any service provider you wish, and always verify licenses, credentials, and references for yourself before parting with any money.

Lenders

It’s a good idea to start with your current bank where you have an existing relationship, but it may benefit you to shop around for the mortgage rate and service that best suits your needs.  You need a “Pre-Approval” letter from a credible lender to be "Offer Ready"

Below is a list of lenders some of my clients have used and been satisfied with in the past, however I cannot guarantee, or speak to the competitiveness of their loan products or interest rates. 

Note:  If you are considering a property on Leased Land (BIA - Bureau of Indian Affairs), be sure to ask your lender if they can service such a mortgage.  Typically, out of area and national financial institutions will not lend on BIA Leased Land.

Click the button below to email the lender, or call direct.    You may select any lender/financial institution whether they are on the list below or not, your loan, your choice.

* Full Disclosure: Prosperity Home Mortgage has an Affiliated Business Arrangement with Bennion Deville Homes

Homeowners Insurance 

Obtaining Homeowners Insurance in California is more complicated and time consuming compared to what it used to be, and you can not assume your current insurance carrier will cover your new home.  Many of the larger carriers are no longer writing policies in California, and some will not even renew existing policies.  As a result, I encourage you to lock down your insurance coverage as soon as you've identified the property you want to buy.  It's not uncommon to wait weeks for verification of coverage.  The standard terms in a purchase agreement provide for 17 days after acceptance for the buyer to release their insurance contingency.

Below is a list of insurance companies some of my clients have used and been satisfied with in the past, however I cannot  guarantee, or speak to the competitiveness of their rates or coverage. 

Click the button below to email the insurance agent, or call direct.  You may select any insurance carrier, whether they are on the list below or not, your insurance, your choice.

* Full Disclosure: Home Services Insurance has an Affiliated Business Arrangement with Bennion Deville Homes


Utilities

Buyers and Sellers should contact the local utility company 5 days in advance to transfer services on the scheduled close of escrow (end of day).   In some cases, there may be more than one provider listed, please ask me if you're not sure which one services your area.  The links below will direct you to the providers website to transfer or establish services. 

ELECTRIC

GAS

TELEVISION/INTERNET/ PHONE

TRASH

WATER


Affiliated Business Disclosure Statement (1/25)


Home Inspection Services

I can only advise on real estate.  I do not have the qualifications or expertise of a home inspector, which requires unique training, education, experience, and knowledge to earn their certification.  

When buying a home, I advise you to at least have a general home inspection and to always use a certified inspector.  However, depending on the property and your home inspector's guidance, you may also want to consider other inspection services such as soil & geological conditions, environmental hazards, sewer/septic systems, well & water systems, roof, boundary lines/lot size, easements/encroachments, permits, zoning, & code compliance, solar systems, water conservation requirements, and others.

Below is a list of home inspectors some of my clients have used and been satisfied with in the past, however I cannot select which inspector you use. You may select any home inspector you wish.  Please verify appropriate licenses and do your own research before selecting any service provider.

Once you select the inspector, I can facilitate scheduling the appointment and will be present at the inspection, additionally:

1.  Have the inspection no matter the condition of the home.  Appearances can be deceptive - even new construction homes could have issues.

2.  Be present for the inspection, let the inspector know your concerns, sit back and let the inspector do his job, stay for the readout, ask questions and have the inspector point out issues.  Be sure your questions are answered.

3.  Read the report but don't get caught in the weeds.  Every house has flaws, and most items can be repaired, focus on health and safety issues.

4. Don't delegate the final walk through (verification of property) , it's an important to see for yourself the property is in the same condition as when your offer was accepted, and any agreed upon repairs are complete.  Note:  verification of property is not a contingency.

Click the button below to reach the inspector's website  or call direct. You may select any inspector whether they are on the list below or not, your home inspection, your choice.


Home Warranty

Nearly all home sales today include a one year Home Warranty package paid for by the seller, to cover major appliances, pools, spas, HVAC, water heater, plumbing, electrical, roofing, etc., should they fail within the first year of purchase.  Most policies have limits on coverage and amount they will pay, and they will choose which service provider will evaluate and repair the item, but generally you are better off with a warranty than without one.  Most all buyers write in a Home Warranty in their offer - which is obviously for the protection of the buyer should something go wrong, but the seller probably benefits the most by avoiding situations when something stops working after the close of escrow and the buyer wants to hold the seller accountable for the repair.  A Home Warranty helps neutralize what could be a bad situation.   The buyer typically select the Home Warranty company they want to use, and everyone should read consumer reviews to determine which Home Warranty best suits their needs.  The links below will take you to the website with warranty plan, available options, and costs.  


Escrow

Your selection of which escrow company and officer can make a difference between a chaotic or smooth close of escrow.   Warning:  not all escrow officers are the same in terms of experience, competency, and responsiveness.  Once we get to opening escrow, you've negotiated a successful contract, and shouldn't have to be concerned about the administrative processes to close the transaction, that's the role of the escrow officer, as defined by the California Escrow Association:

The escrow officer does...

  • serve as the communication link to all parties in the transaction.
  • prepare escrow instructions.
  • request a preliminary title search to determine the basis upon which a title insurance policy may be issued.
  • request a beneficiary's statement or pay-off demand relating to existing financing.
  • comply with lender's requirements, specified in escrow agreement.
  • receive purchase funds from the buyer.
  • prepare or secure the deed or other documents related to escrow.
  • prorate taxes, interest, insurance and rents according to instructions.
  • secure releases of all contingencies or other conditions as imposed on any particular escrow.
  • record deeds and any other documents as instructed.
  • request issuance of the title insurance policy.
  • close escrow when all of the instructions of buyer and seller have been carried out.
  • disburse funds as authorized by instructions, including charges for title insurance, recording fees, real estate commissions and loan payoffs.
  • prepare final statements for the parties accounting for the disposition of all funds deposited in escrow.

The escrow officer does not...

  • offer legal advice.
  • negotiate the transaction.
  • offer investment advice.

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Other Resources and Service Providers

Home services, contractors, handyman, technicians, and other professionals. 

Desert Alarm, desertalarm.com 760-205-1885

Ace High Appraisals, Terry Johnson 818-399-5462

Rapid Appraisal, Ken Ramirez 760-360-1954

Appraisal Certified, Tom Hubschman 760-774-9228

Delman Appraisal, Brian Delman 760-774-8013

SMG Audio, Shawn Ginn 760-880-9977

Touch Up Doc Quartz, Kevin or Nancy 951-218-5442

Creative Cabinetry, Dominic & Gregory 760-844-0195

TDL Painting, Tom DeLomba 760-899-2779

Revivals 760-992-0499

Angel View 760-322-2440

Duct Pros 760-202-9894

ABC Chimney & Duct 760-327-1422

A1 Service Heroes 844-654-4376

Cliff Fischer Electrical 760-327-4151

SoCal Electric 760-699-2686

Road Runner Estate Sales 619-389-1991

Palm Springs Estate Sales 760-884-8095

Misty's Consignments 760-770-4663

Hanson Garage 760-565-3939

Garage Door Express 760-409-4805

Juan Molina, Electric, Plumbing, Paint 760-393-7016

Pristine Property Move In/Out, Gaby 760-904-8047

Timo's, HVAC & Plumbing 760-469-5222

Borrego AC, Isaac Borrego 760-851-4767

Nicholas-Lawrence Design 310-247-8090

Grace Interiors 760-904-6337

Yard Service, Jose Acosta 760-641-9740

Desert Landscaping Design 760-285-0773

Elite Landscaping 760-851-1924

Jake the Lock Smith 760-323-2058

Martel's Hauling & Removal 909-527-991

Haul Away Furniture, Juan Ramos 760-991-7864

Move Rite Moving, Carlos Gonzales 760-989-6732

Superior Painting, Herb Hoelzli 518-368-0337

TDL Painting, Tom DeLomba 760-899-2779

Rentieras Painting & Stucco 760-668-3160

Frazier Pest, frazierpestcontrol.com 760-328-6115

K9 Clipping & Catamaran, Grooming 760-770-7676

Doggies Day Out, Day Care & Boarding 760-422-6259

Pet Sitting in Home, Trisha Tiffany 760-583-5044

Hammer Plumbing,

Timo's, HVAC & Plumbing 760-469-5222

Valley Plumbing 760-493-6727

Architectural Blue, Matt Naylor 760409-9700

Premier Pools & Spas 760-314-3123

Tessera Pools & Outdoor Living  760-340-9000

Corona Pool, Miguel Corona 760-409-4172

Milo Pools, Albert 760341-3505

Oranj Palm Springs 877-369-8720

Acme House 631-327-0718

Palm Springs Rentals 760-323-4674

Rancho Mirage Roofing, Manny Ortego 760-832-2013

Dew Roofing Inc 760-317-3393

Castro Roofing 760-578-4690

Hammer Plumbing & Septic

Hot Purple Energy 760-406-6403

Kings Remediation 760-558-4168

Rainbow Restoration 760-673-7374

ServPro of Palm Desert 760-346-7270

Glass Masters, Christina 760-770-6625

Rudy Gonzalez 760-673-9398